/* Zach Knight Business Broker — palette mirrored from greenandco.biz
   Brand green #97D1A3 · charcoal #333334 · light gray #EEEEEE · black · white */
:root{
  --green:#97D1A3; --green-600:#419653; --green-800:#2a6638; --green-50:#eef7f0;
  --black:#0a0a0a; --ink:#111111; --charcoal:#333334; --gray:#5c5c5e; --line:#e3e3e3; --light:#eeeeee; --white:#ffffff;
  --radius:14px; --shadow:0 10px 30px rgba(0,0,0,.08); --shadow-lg:0 24px 60px rgba(0,0,0,.18);
  --font-head:"Montserrat",system-ui,-apple-system,"Segoe UI",sans-serif;
  --font-body:"Inter",system-ui,-apple-system,"Segoe UI",sans-serif;
  --wrap:1180px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font-body);font-size:1.0625rem;line-height:1.65;color:var(--ink);background:var(--white);overflow-x:hidden}
img,svg{max-width:100%;display:block}
h1,h2,h3,h4{font-family:var(--font-head);line-height:1.15;margin:0 0 .6em;letter-spacing:-.01em}
h1{font-size:clamp(2.2rem,6vw,4rem);font-weight:800}
h2{font-size:clamp(1.75rem,4vw,2.6rem);font-weight:800}
h3{font-size:1.25rem;font-weight:700}
p{margin:0 0 1em}
a{color:var(--green-800);text-underline-offset:3px}
a:hover{color:var(--black)}
:focus-visible{outline:3px solid var(--green-600);outline-offset:3px;border-radius:6px}
.dark :focus-visible,.site-header :focus-visible,.site-footer :focus-visible{outline-color:var(--green)}
.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:8px;background:var(--green);color:var(--black);padding:12px 16px;border-radius:8px;z-index:100;font-weight:700}
.skip:focus{left:8px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.55em;min-height:48px;padding:.8em 1.4em;border-radius:999px;font-family:var(--font-head);font-weight:700;font-size:1rem;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .2s ease,background .2s ease,color .2s ease,box-shadow .2s ease;line-height:1.2;text-align:center}
.btn svg{width:20px;height:20px;flex:none}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--green);color:var(--black)}
.btn-primary:hover{background:#b3e0bc;color:var(--black);box-shadow:0 10px 24px rgba(151,209,163,.35)}
.btn-dark{background:var(--black);color:var(--white)}
.btn-dark:hover{background:var(--charcoal);color:var(--white)}
.btn-outline{border-color:currentColor;color:var(--black);background:transparent}
.btn-outline:hover{background:var(--black);color:var(--white);border-color:var(--black)}
.dark .btn-outline,.btn-outline.on-dark{color:var(--white)}
.dark .btn-outline:hover,.btn-outline.on-dark:hover{background:var(--white);color:var(--black);border-color:var(--white)}
.btn-row{display:flex;flex-wrap:wrap;gap:12px}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(10,10,10,.92);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid rgba(255,255,255,.08)}
.nav-bar{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:16px}
.brand{display:flex;align-items:center;gap:12px;color:var(--white);text-decoration:none;min-height:44px}
.brand-mark{width:40px;height:40px;flex:none}
.brand-text{font-family:var(--font-head);font-weight:800;font-size:1.05rem;line-height:1.1;letter-spacing:.01em}
.brand-text small{display:block;font-weight:600;font-size:.7rem;letter-spacing:.18em;text-transform:uppercase;color:var(--green)}
.brand:hover{color:var(--white)}
.nav-toggle{display:inline-flex;align-items:center;justify-content:center;width:48px;height:48px;border-radius:12px;background:transparent;border:1px solid rgba(255,255,255,.25);color:var(--white);cursor:pointer}
.nav-toggle svg{width:24px;height:24px}
.nav-toggle .i-close{display:none}
.nav-open .nav-toggle .i-open{display:none}
.nav-open .nav-toggle .i-close{display:block}
.site-nav{position:fixed;inset:72px 0 auto 0;background:var(--black);border-bottom:1px solid rgba(255,255,255,.1);padding:12px 20px 24px;transform:translateY(-8px);opacity:0;visibility:hidden;transition:opacity .2s ease,transform .2s ease,visibility .2s}
.nav-open .site-nav{opacity:1;visibility:visible;transform:none}
.site-nav ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:4px}
.site-nav a{display:flex;align-items:center;min-height:48px;padding:0 12px;color:var(--white);text-decoration:none;font-family:var(--font-head);font-weight:600;border-radius:10px}
.site-nav a:hover{background:rgba(255,255,255,.08);color:var(--white)}
.site-nav a[aria-current="page"]{color:var(--green)}
.site-nav .nav-cta{margin-top:8px}
.site-nav .nav-cta a{background:var(--green);color:var(--black);justify-content:center;border-radius:999px}
.site-nav .nav-cta a:hover{background:#b3e0bc;color:var(--black)}
@media (min-width:900px){
  .nav-toggle{display:none}
  .site-nav{position:static;opacity:1;visibility:visible;transform:none;background:none;border:0;padding:0}
  .site-nav ul{flex-direction:row;align-items:center;gap:4px}
  .site-nav a{padding:0 14px}
  .site-nav .nav-cta{margin:0 0 0 10px}
  .site-nav .nav-cta a{padding:0 20px}
}

/* Sections */
section{padding:72px 0}
@media (min-width:768px){section{padding:104px 0}}
.dark{background:var(--black);color:#e9e9e9}
.dark h1,.dark h2,.dark h3{color:var(--white)}
.dark a:not(.btn){color:var(--green)}
.soft{background:var(--light)}
.eyebrow{display:inline-flex;align-items:center;gap:.5em;font-family:var(--font-head);font-weight:700;font-size:.8rem;letter-spacing:.18em;text-transform:uppercase;color:var(--green-800);margin-bottom:14px}
.dark .eyebrow{color:var(--green)}
.eyebrow::before{content:"";width:28px;height:3px;background:currentColor;border-radius:3px}
.lead{font-size:1.15rem;color:var(--gray);max-width:62ch}
.dark .lead{color:#c9c9c9}
.section-head{max-width:760px;margin-bottom:44px}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center}
.section-head.center .lead{margin-left:auto;margin-right:auto}
.hl{color:var(--green)}
.hl-under{background:linear-gradient(transparent 62%,rgba(151,209,163,.6) 62%);padding:0 .1em}

/* Hero */
.hero{position:relative;overflow:hidden;background:var(--black);color:var(--white);padding:72px 0 80px}
@media (min-width:768px){.hero{padding:120px 0 128px}}
.hero-grid{position:relative;display:grid;gap:48px;align-items:center}
@media (min-width:980px){.hero-grid{grid-template-columns:1.15fr .85fr}}
.hero h1{color:var(--white);margin-bottom:.4em}
.hero .lead{color:#cfcfcf;font-size:1.2rem}
.hero-bg{position:absolute;inset:0;pointer-events:none;background:
  radial-gradient(600px 400px at 85% 15%,rgba(151,209,163,.22),transparent 60%),
  radial-gradient(500px 360px at 0% 100%,rgba(151,209,163,.12),transparent 60%);}
.hero-bg::after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:56px 56px;mask-image:linear-gradient(180deg,#000,transparent 85%);-webkit-mask-image:linear-gradient(180deg,#000,transparent 85%)}
.hero .btn-row{margin-top:28px}
.hero-note{margin-top:18px;font-size:.95rem;color:#a9a9a9;display:flex;align-items:center;gap:8px;flex-wrap:wrap}
.hero-note svg{width:18px;height:18px;color:var(--green)}
.hero-card{position:relative;background:linear-gradient(160deg,#151515,#0d0d0d);border:1px solid rgba(255,255,255,.1);border-radius:22px;padding:28px;box-shadow:var(--shadow-lg)}
.hero-card h2{font-size:1.15rem;margin-bottom:18px;color:var(--white)}
.chart{width:100%;height:auto}
.chart .bar{transform-origin:bottom;transform-box:fill-box;animation:grow 1.1s cubic-bezier(.2,.8,.2,1) both}
.chart .bar:nth-child(2){animation-delay:.08s}.chart .bar:nth-child(3){animation-delay:.16s}.chart .bar:nth-child(4){animation-delay:.24s}.chart .bar:nth-child(5){animation-delay:.32s}
.chart .line{stroke-dasharray:420;stroke-dashoffset:420;animation:draw 1.6s .4s ease forwards}
@keyframes grow{from{transform:scaleY(0)}to{transform:scaleY(1)}}
@keyframes draw{to{stroke-dashoffset:0}}
.hero-card ul{list-style:none;padding:0;margin:20px 0 0;display:grid;gap:12px}
.hero-card li{display:flex;gap:10px;align-items:flex-start;color:#ddd;font-size:.98rem}
.hero-card li svg{width:22px;height:22px;flex:none;color:var(--green);margin-top:1px}

/* Stats strip */
.stats{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:rgba(255,255,255,.12);border-radius:18px;overflow:hidden;margin-top:56px;border:1px solid rgba(255,255,255,.12)}
@media (min-width:768px){.stats{grid-template-columns:repeat(4,1fr)}}
.stat{background:var(--black);padding:22px 20px}
.stat b{display:block;font-family:var(--font-head);font-size:clamp(1.6rem,4vw,2.3rem);font-weight:800;color:var(--green);line-height:1.1}
.stat span{font-size:.92rem;color:#bdbdbd}

/* Trust strip (sponsoring broker) */
.trust{padding:28px 0;background:var(--white);border-bottom:1px solid var(--line)}
.trust-inner{display:flex;flex-direction:column;align-items:center;gap:16px;text-align:center}
@media (min-width:768px){.trust-inner{flex-direction:row;justify-content:space-between;text-align:left}}
.trust-label{font-family:var(--font-head);font-weight:700;font-size:.8rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gray)}
.trust p{margin:4px 0 0;color:var(--charcoal);max-width:56ch}
.logo-link{display:inline-flex;align-items:center;justify-content:center;background:var(--white);border-radius:12px;padding:8px;border:1px solid var(--line);transition:box-shadow .2s ease,transform .2s ease;min-height:44px}
.logo-link:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.logo-link img{width:150px;height:auto;border-radius:4px}
.logo-link.lg img{width:220px}

/* Cards */
.grid{display:grid;gap:22px}
@media (min-width:700px){.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(2,1fr)}}
@media (min-width:1024px){.grid-3{grid-template-columns:repeat(3,1fr)}}
.card{position:relative;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:28px;display:flex;flex-direction:column;transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#cfe8d5}
.card p{color:var(--gray)}
.card .btn{margin-top:auto;align-self:flex-start}
.icon{width:56px;height:56px;border-radius:14px;background:var(--black);color:var(--green);display:grid;place-items:center;margin-bottom:18px;flex:none}
.icon svg{width:28px;height:28px}
.card.feature{background:var(--black);color:#ddd;border-color:var(--black)}
.card.feature h3{color:var(--white)}
.card.feature p{color:#c4c4c4}
.card.feature .icon{background:var(--green);color:var(--black)}
.tag{display:inline-block;font-family:var(--font-head);font-size:.72rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;background:var(--green);color:var(--black);padding:5px 10px;border-radius:999px;margin-bottom:14px;align-self:flex-start}
.checks{list-style:none;padding:0;margin:0 0 22px;display:grid;gap:8px}
.checks li{display:flex;gap:10px;align-items:flex-start;color:var(--charcoal);font-size:.98rem}
.card.feature .checks li{color:#ddd}
.checks svg{width:20px;height:20px;flex:none;color:var(--green-600);margin-top:3px}
.card.feature .checks svg,.dark .checks svg{color:var(--green)}

/* Split */
.split{display:grid;gap:44px;align-items:center}
@media (min-width:900px){.split{grid-template-columns:1fr 1fr}.split.wide-left{grid-template-columns:1.2fr .8fr}}
.panel{border-radius:22px;padding:32px;background:var(--black);color:#ddd;position:relative;overflow:hidden}
.panel::before{content:"";position:absolute;right:-80px;top:-80px;width:240px;height:240px;border-radius:50%;background:rgba(151,209,163,.18)}
.panel>*{position:relative}
.panel h3{color:var(--white)}
.monogram{width:120px;height:120px;border-radius:28px;background:var(--green);color:var(--black);display:grid;place-items:center;font-family:var(--font-head);font-weight:800;font-size:2.6rem;margin-bottom:20px;box-shadow:0 0 0 8px rgba(151,209,163,.18)}
.facts{list-style:none;padding:0;margin:0;display:grid;gap:14px}
.facts li{display:flex;gap:12px;align-items:flex-start}
.facts svg{width:22px;height:22px;color:var(--green);flex:none;margin-top:2px}
blockquote{margin:0 0 24px;padding:18px 22px;border-left:4px solid var(--green);background:var(--green-50);border-radius:0 12px 12px 0;font-family:var(--font-head);font-weight:600;font-size:1.15rem;color:var(--black)}
blockquote footer{font-family:var(--font-body);font-weight:500;font-size:.9rem;color:var(--gray);margin-top:6px}

/* Steps */
.steps{counter-reset:step;display:grid;gap:18px}
@media (min-width:768px){.steps{grid-template-columns:repeat(4,1fr)}}
.step{position:relative;padding:26px 22px;border-radius:var(--radius);background:#141414;border:1px solid rgba(255,255,255,.08)}
.step::before{counter-increment:step;content:"0" counter(step);font-family:var(--font-head);font-weight:800;font-size:2rem;color:var(--green);display:block;margin-bottom:10px;line-height:1}
.step h3{font-size:1.1rem}
.step p{color:#bdbdbd;margin:0;font-size:.98rem}

/* CTA band */
.cta-band{background:var(--green);color:var(--black);padding:64px 0}
.cta-band h2{color:var(--black)}
.cta-band .lead{color:#1d3a24}
.cta-inner{display:grid;gap:24px;align-items:center}
@media (min-width:900px){.cta-inner{grid-template-columns:1.4fr auto}}

/* Page hero */
.page-hero{background:var(--black);color:var(--white);padding:64px 0 72px;position:relative;overflow:hidden}
@media (min-width:768px){.page-hero{padding:96px 0 104px}}
.page-hero h1{font-size:clamp(2rem,5vw,3.4rem);color:var(--white)}
.page-hero .wrap{position:relative}

/* Contact */
.contact-grid{display:grid;gap:28px}
@media (min-width:960px){.contact-grid{grid-template-columns:.9fr 1.1fr;align-items:start}}
.info-list{list-style:none;padding:0;margin:0;display:grid;gap:14px}
.info-item{display:flex;gap:14px;align-items:flex-start;padding:18px;border:1px solid var(--line);border-radius:var(--radius);background:var(--white)}
.info-item .icon{width:48px;height:48px;margin:0;border-radius:12px}
.info-item .icon svg{width:22px;height:22px}
.info-item h3{font-size:1rem;margin:0 0 2px}
.info-item p{margin:0;color:var(--charcoal)}
.info-item a{font-weight:600;display:inline-flex;align-items:center;min-height:44px}
.hours{width:100%;border-collapse:collapse;font-size:.98rem}
.hours td{padding:6px 0;border-bottom:1px dashed var(--line)}
.hours td:last-child{text-align:right;font-weight:600}
.hours tr:last-child td{border-bottom:0}
.social{display:flex;flex-wrap:wrap;gap:10px;margin:8px 0 0;padding:0;list-style:none}
.social a{display:inline-grid;place-items:center;width:46px;height:46px;border-radius:12px;background:var(--black);color:var(--white);transition:background .2s,color .2s,transform .2s}
.social a:hover{background:var(--green);color:var(--black);transform:translateY(-2px)}
.social svg{width:20px;height:20px}
.site-footer .social a{background:rgba(255,255,255,.08)}
.site-footer .social a:hover{background:var(--green);color:var(--black)}
.form-card{background:var(--white);border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:var(--shadow)}
@media (min-width:768px){.form-card{padding:40px}}
.field{margin-bottom:18px}
.field label{display:block;font-family:var(--font-head);font-weight:700;font-size:.95rem;margin-bottom:6px;color:var(--black)}
.field label .req{color:#b42318}
.field input,.field textarea{width:100%;font:inherit;font-size:1rem;color:var(--ink);background:#fafafa;border:1.5px solid #cfcfcf;border-radius:12px;padding:12px 14px;min-height:48px;transition:border-color .2s,box-shadow .2s,background .2s}
.field textarea{min-height:150px;resize:vertical}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--green-600);box-shadow:0 0 0 4px rgba(151,209,163,.45);background:var(--white)}
.field.invalid input,.field.invalid textarea{border-color:#b42318;background:#fff7f6}
.error{display:none;color:#b42318;font-size:.9rem;margin-top:6px;font-weight:500}
.field.invalid .error{display:flex;align-items:center;gap:6px}
.form-row{display:grid;gap:0 18px}
@media (min-width:640px){.form-row{grid-template-columns:1fr 1fr}}
.form-note{font-size:.88rem;color:var(--gray);margin:14px 0 0}
.form-status{display:none;margin-top:16px;padding:14px 16px;border-radius:12px;font-weight:600}
.form-status.show{display:block}
.form-status.err{background:#fff1f0;color:#8a1c12;border:1px solid #f3c1bc}
.hp{position:absolute!important;left:-5000px!important}

/* Footer */
.site-footer{background:var(--black);color:#bdbdbd;padding:64px 0 28px;font-size:.98rem}
.site-footer h2{font-size:.85rem;letter-spacing:.16em;text-transform:uppercase;color:var(--white);margin-bottom:14px}
.footer-grid{display:grid;gap:36px}
@media (min-width:768px){.footer-grid{grid-template-columns:1.3fr .8fr 1fr 1fr}}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li a{display:inline-flex;align-items:center;gap:8px;min-height:44px;color:#e2e2e2;text-decoration:none}
.site-footer li a:hover{color:var(--green)}
.site-footer li svg{width:18px;height:18px;color:var(--green);flex:none}
.site-footer p{color:#a8a8a8}
.footer-broker{display:flex;flex-direction:column;gap:10px;align-items:flex-start}
.footer-broker .logo-link{border:0}
.footer-broker .logo-link img{width:170px}
.footer-bottom{margin-top:44px;padding-top:22px;border-top:1px solid rgba(255,255,255,.1);display:flex;flex-direction:column;gap:8px;font-size:.88rem;color:#9a9a9a}
@media (min-width:768px){.footer-bottom{flex-direction:row;justify-content:space-between}}
.footer-bottom a{color:var(--green)}

/* Reveal animation */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}
.no-js .reveal{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  .reveal{opacity:1;transform:none}
  .chart .line{stroke-dashoffset:0}
}
.no-js .nav-toggle{display:none}
.no-js .site-nav{position:static;opacity:1;visibility:visible;transform:none;padding:0 0 12px}
.no-js .nav-bar{flex-wrap:wrap}
/* QA fixes */
.hero .eyebrow,.page-hero .eyebrow{color:var(--green)}
.hero a:not(.btn),.page-hero a:not(.btn){color:var(--green)}
.site-footer .social a,.social a{display:inline-flex;align-items:center;justify-content:center;gap:0;padding:0;min-height:46px}
.site-footer .social svg{color:currentColor;width:20px;height:20px}
.trust .logo-link img{width:190px}
.hero .lead,.page-hero .lead{color:#cfcfcf}
.soft .facts svg,section:not(.dark) > .wrap > .facts svg,.facts.on-light svg{color:var(--green-800)}
.panel .facts svg{color:var(--green)}

/* ===== Friendly theme (v2): lighter, rounder, softer ===== */
:root{--mint:#f2faf4;--mint-2:#e4f4e8;--radius:22px;--shadow:0 12px 32px rgba(20,60,30,.08);--shadow-lg:0 24px 56px rgba(20,60,30,.14)}
body{background:#fff}
.mint{background:var(--mint)}
.soft{background:var(--mint)}
.btn{border-radius:999px}
.card{border-radius:var(--radius);border-color:#e6efe8;box-shadow:0 2px 10px rgba(20,60,30,.04)}
.card:hover{box-shadow:var(--shadow);border-color:#cfe8d5}
.icon{border-radius:16px;background:var(--mint-2);color:var(--green-800)}
.card.feature{background:#fff;color:var(--ink);border:2px solid var(--green)}
.card.feature h3{color:var(--black)}
.card.feature p{color:var(--gray)}
.card.feature .checks li{color:var(--charcoal)}
.card.feature .checks svg{color:var(--green-600)}
.card.feature .icon{background:var(--green);color:var(--black)}

/* Light hero */
.hero,.page-hero{background:linear-gradient(180deg,var(--mint) 0%,#fff 100%);color:var(--ink)}
.hero h1,.page-hero h1{color:var(--black)}
.hero .lead,.page-hero .lead{color:var(--charcoal)}
.hero .eyebrow,.page-hero .eyebrow{color:var(--green-800)}
.hero a:not(.btn),.page-hero a:not(.btn){color:var(--green-800)}
.hero-bg{background:radial-gradient(520px 380px at 88% 8%,rgba(151,209,163,.38),transparent 65%),radial-gradient(460px 320px at 0% 100%,rgba(151,209,163,.22),transparent 60%)}
.hero-bg::after{background-image:radial-gradient(rgba(42,102,56,.12) 1.2px,transparent 1.3px);background-size:22px 22px;mask-image:linear-gradient(180deg,#000,transparent 70%);-webkit-mask-image:linear-gradient(180deg,#000,transparent 70%)}
.hl{color:var(--black);background:linear-gradient(transparent 60%,rgba(151,209,163,.75) 60%);padding:0 .08em;border-radius:4px}
.dark .hl{color:var(--green);background:none}
.hero-grid{gap:40px}
@media (min-width:980px){.hero-grid{grid-template-columns:1.1fr .9fr}}
.hero-checks{list-style:none;padding:0;margin:24px 0 0;display:flex;flex-wrap:wrap;gap:10px 18px}
.hero-checks li{display:flex;align-items:center;gap:8px;font-weight:500;color:var(--charcoal);font-size:.98rem}
.hero-checks svg{width:20px;height:20px;color:var(--green-600);flex:none}

/* Portrait */
.portrait{position:relative;margin:0 auto;max-width:420px;padding:0 0 26px 0}
.portrait::before{content:"";position:absolute;inset:26px -14px 0 22px;border-radius:32px;background:var(--green);transform:rotate(3deg)}
.portrait::after{content:"";position:absolute;width:90px;height:90px;left:-18px;top:-16px;border-radius:50%;background:radial-gradient(rgba(42,102,56,.35) 1.5px,transparent 1.6px);background-size:12px 12px}
.portrait-img{position:relative;display:block;z-index:1}
.portrait-img img{width:100%;height:auto;aspect-ratio:864/1184;object-fit:cover;border-radius:28px;border:6px solid #fff;box-shadow:var(--shadow-lg);filter:saturate(.92)}
.portrait-badge{position:absolute;z-index:2;left:-6px;bottom:0;display:flex;align-items:center;gap:12px;background:#fff;border-radius:999px;padding:8px 18px 8px 8px;box-shadow:var(--shadow-lg);max-width:calc(100% + 6px)}
.portrait-badge strong{display:block;font-family:var(--font-head);font-size:1rem;color:var(--black);line-height:1.2}
.portrait-badge span{display:block;font-size:.82rem;color:var(--gray);line-height:1.3}
@media (max-width:420px){.portrait::before{inset:22px -6px 0 14px}.portrait::after{left:-6px}}
.about-photo .portrait{max-width:440px}
.avatar{display:inline-block;flex:none;border-radius:50%;overflow:hidden;border:3px solid #fff;box-shadow:0 0 0 3px var(--green),0 6px 16px rgba(20,60,30,.15);background:var(--mint-2)}
.avatar img{width:100%;height:100%;object-fit:cover;display:block}
.portrait-badge .avatar{border-width:2px;box-shadow:0 0 0 2px var(--green)}

/* Stats on light */
.stats{background:#e3efe6;border-color:#e3efe6;border-radius:var(--radius)}
.stat{background:#fff}
.stat b{color:var(--green-800)}
.stat span{color:var(--gray)}

/* Trust strip */
.trust{background:#fff;border-top:1px solid #edf3ee;border-bottom:1px solid #edf3ee}
.logo-link{border-radius:16px}

/* Accent band (the one black section) */
.accent-band{background:var(--black)}
.step{border-radius:var(--radius);background:#151515}

/* Cards & bits */
.soft-card{background:#fff;border-radius:var(--radius);padding:30px;box-shadow:var(--shadow);border:1px solid #e6efe8}
.facts.on-light{margin-top:20px}
.facts.on-light li{color:var(--charcoal)}
.facts.on-light svg{color:var(--green-800)}
.card-hello{background:var(--mint-2);border-color:var(--mint-2)}
.card-hello p{color:var(--charcoal)}
blockquote{border-radius:0 18px 18px 0}
blockquote footer::before{content:"— "}
.talk-card{display:flex;align-items:center;gap:18px;padding:20px;margin-bottom:14px;border-radius:var(--radius);background:var(--mint);border:1px solid var(--mint-2)}
.talk-card h2{font-size:1.25rem;margin:0 0 4px}
.talk-card p{margin:0;color:var(--charcoal)}
.info-item{border-radius:18px;border-color:#e6efe8}
.form-card{border-radius:28px;border-color:#e6efe8}
.field input,.field textarea{border-radius:14px;background:#fbfdfb}
.light-stats{margin-top:0}
section.mint + section.mint{padding-top:0}

/* CTA band */
.cta-band{background:linear-gradient(135deg,var(--green) 0%,#b6e2c0 100%)}
.cta-person{display:flex;gap:20px;align-items:center}
@media (max-width:560px){.cta-person{flex-direction:column;align-items:flex-start}}
.cta-band .avatar{box-shadow:0 0 0 3px var(--black)}
.hero{padding:56px 0 64px}
@media (min-width:768px){.hero{padding:88px 0 80px}}
.page-hero{padding:56px 0 48px}
@media (min-width:768px){.page-hero{padding:84px 0 64px}}
.about-photo.teaser .portrait{max-width:340px}
@media (max-width:899px){.about-photo.teaser .portrait{max-width:280px}}

/* ===== v3: professional middle ground — crisper corners, stronger contrast ===== */
:root{--radius:16px;--shadow:0 10px 28px rgba(15,40,22,.08);--shadow-lg:0 22px 50px rgba(15,40,22,.16)}
.card,.step,.soft-card,.info-item,.talk-card,.stats{border-radius:var(--radius)}
.form-card{border-radius:18px}
.icon{border-radius:12px}
.field input,.field textarea{border-radius:10px}
.logo-link{border-radius:12px}
.hl{color:var(--green-800);background:none;padding:0;border-radius:0}
.dark .hl{color:var(--green)}
.hero .eyebrow,.page-hero .eyebrow{color:var(--green-800)}

/* Hero highlight card (dark for contrast) */
.hero-card{background:var(--black);border:1px solid #1d1d1d;border-radius:18px;padding:28px;box-shadow:var(--shadow-lg)}
.hero-card-head{margin-bottom:16px}
.hero-card-kicker{display:inline-block;font-family:var(--font-head);font-weight:700;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--black);background:var(--green);padding:5px 10px;border-radius:999px;margin-bottom:12px}
.hero-card h2{font-size:1.3rem;color:#fff;margin:0}
.hero-card li{color:#dcdcdc}

/* Portrait: cutout on brand gradient panel */
.portrait{position:relative;margin:0 auto;max-width:400px;padding:0;border-radius:18px;overflow:hidden;background:linear-gradient(165deg,#eaf6ed 0%,#cfe9d6 45%,#97D1A3 100%);box-shadow:var(--shadow-lg)}
.portrait::before{content:"";position:absolute;inset:auto -20% -30% auto;width:70%;height:60%;border-radius:50%;background:rgba(255,255,255,.35);transform:none}
.portrait::after{content:"";position:absolute;left:18px;top:18px;width:70px;height:70px;border-radius:0;background:radial-gradient(rgba(42,102,56,.35) 1.4px,transparent 1.5px);background-size:12px 12px}
.portrait-img{position:relative;z-index:1;display:block;padding-top:28px}
.portrait-img img{width:100%;height:auto;aspect-ratio:864/1184;object-fit:contain;object-position:bottom;border:0;border-radius:0;box-shadow:none;filter:none}
.portrait figcaption{position:absolute;z-index:2;left:14px;right:14px;bottom:14px;background:rgba(10,10,10,.88);color:#fff;border-radius:12px;padding:10px 14px;display:flex;flex-direction:column}
.portrait figcaption strong{font-family:var(--font-head);font-size:1rem}
.portrait figcaption span{font-size:.85rem;color:var(--green)}
.about-photo.teaser .portrait{max-width:300px}
@media (max-width:899px){.about-photo.teaser .portrait{max-width:260px}}
.about-photo .portrait{max-width:400px}
.avatar{border:3px solid #fff;box-shadow:0 0 0 2px var(--green),0 6px 14px rgba(15,40,22,.14)}

/* Stats */
.dark-stats{margin-top:0;background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.12)}
.dark-stats .stat{background:var(--black)}
.dark-stats .stat b{color:var(--green)}
.dark-stats .stat span{color:#bdbdbd}
section.dark:has(.dark-stats){padding:56px 0}
.dark .facts li{color:#dcdcdc}
.dark .facts svg{color:var(--green)}
.cta-band{background:var(--green)}
.card-hello{background:var(--mint);border-color:#dcefe1}

/* ===== v4 ===== */
.brand-text{font-size:1.1rem}
.brand-text small{letter-spacing:.08em;font-size:.68rem;margin-top:2px}
.hero h1{margin-bottom:.55em}
.hero .btn-row{margin-top:8px}
@media (min-width:980px){.hero-grid{grid-template-columns:1.05fr .95fr}}
/* Carousel */
.carousel{width:100%;max-width:460px;margin:0 auto;justify-self:center}
.carousel-viewport{position:relative;overflow:hidden;border-radius:16px;box-shadow:var(--shadow-lg);background:#f4efe8;aspect-ratio:1/1;touch-action:pan-y}
.carousel-track{list-style:none;margin:0;padding:0;display:flex;height:100%;transition:transform .55s cubic-bezier(.2,.8,.2,1);will-change:transform}
.slide{flex:0 0 100%;height:100%}
.slide picture,.slide img{display:block;width:100%;height:100%;object-fit:cover;user-select:none;-webkit-user-drag:none}
.carousel-controls{display:flex;align-items:center;justify-content:center;gap:6px;margin-top:14px;flex-wrap:wrap}
.cbtn{width:44px;height:44px;border-radius:50%;border:1.5px solid #cfd8d1;background:#fff;color:var(--black);display:inline-grid;place-items:center;cursor:pointer;transition:background .2s,color .2s,border-color .2s}
.cbtn svg{width:20px;height:20px}
.cbtn:hover{background:var(--black);color:#fff;border-color:var(--black)}
.cbtn.play .i-play{display:none}
.carousel.paused-user .cbtn.play .i-play{display:block}
.carousel.paused-user .cbtn.play .i-pause{display:none}
.dots{display:flex;align-items:center}
.dot{width:44px;height:44px;border:0;background:transparent;cursor:pointer;display:inline-grid;place-items:center;padding:0}
.dot::before{content:"";width:10px;height:10px;border-radius:50%;background:#bcd3c1;transition:width .25s,background .25s}
.dot[aria-current="true"]::before{width:24px;border-radius:6px;background:var(--green-800)}
@media (max-width:420px){.dot{width:30px}.carousel-controls{gap:2px}}
@media (prefers-reduced-motion:reduce){.carousel-track{transition:none}}
/* Layout bits */
.wrap.narrow{max-width:860px}
.services-grid{max-width:980px;margin:0 auto}
.single-cta{display:flex;justify-content:center;margin-top:40px}
.cta-band{padding:56px 0}
.cta-band h2{margin:0}
.cta-inner{grid-template-columns:1fr}
@media (min-width:900px){.cta-inner{grid-template-columns:1fr auto}}
.footer-grid{align-items:start}
@media (min-width:768px){.footer-grid{grid-template-columns:1fr 1fr 1.3fr 1fr}}
.footer-broker .logo-link img{width:170px}
/* v5: About photo carousel (4:5 frame) */
.portrait-carousel{max-width:420px}
.portrait-carousel .carousel-viewport{aspect-ratio:4/5;background:linear-gradient(165deg,#eaf6ed 0%,#cfe9d6 45%,#97D1A3 100%)}
.disclaimer{margin:40px 0 0;padding-top:22px;border-top:1px solid rgba(255,255,255,.1);font-size:.8rem;line-height:1.6;color:#a3a3a3;max-width:none}
.disclaimer + .footer-bottom{margin-top:18px}
.contact-top{padding:40px 0 72px;background:linear-gradient(180deg,var(--mint) 0%,#fff 260px)}
@media (min-width:768px){.contact-top{padding:64px 0 104px}}
.contact-solo{max-width:720px}
.contact-top{min-height:calc(100vh - 72px)}
@media (max-width:767px){.contact-top{min-height:0}}
.contact-top{background:linear-gradient(180deg,#f2faf4 0%,#e6f4ea 100%)}